Will your flood insurance get more expensive?

This year, FEMA changed how it calculates risk “to provide more equity,” and is now incorporating more risk variables based on individual properties. These changes — known as Risk Rating 2.0—officially began for existing policyholders on April 1, 2022 and new policyholders this past October.  (Don’t get us wrong, we’re down with more equity, but Read More »

Offense and Defense as we face flooding and future storms

by Alison Arne Our focus for 2020 is ensuring our communities have the resources to prepare for rising seas and future storms and the power to make decisions that benefit us.  You don’t need to be a weatherman to know which way the wind blows, and you don’t need to be a scientist to tell Read More »

Understanding the NFIP

BREAKING NEWS: The Senate just passed an extension of the NFIP: it has been extended until November 21st. We live to fight another day for the NFIP we deserve – no bad changes to the program – but no good ones either, and nothing to help us with FEMA’s administrative changes that would raise our insurance rates. Read More »