Will your flood insurance get more expensive?

This year, FEMA changed how it calculates risk “to provide more equity,” and is now incorporating more risk variables based on individual properties. These changes — known as Risk Rating 2.0—officially began for existing policyholders on April 1, 2022 and new policyholders this past October.  (Don’t get us wrong, we’re down with more equity, but Read More »

Is anyone worried about the end of the Sandy Forbearance?

by Sharon Zappia from Atlantic City Although Superstorm Sandy devastated our coastal community over 9 years ago, efforts for recovery are still ongoing. Residents are still feeling the impact of the storm and its aftermath and some are still struggling to return home. On top of financial hardships caused by Sandy and compounded by the Read More »

Spring 2022 Focus on Winning Clawback Forgiveness

By Jody Stewart from Little Egg Harbor I can clearly remember the day I was told that I was being hit with a clawback, a letter from the RREM Program asking me for thousands of dollars in grant money to be returned. Grant money that I needed—and already used—to rebuild my home after Superstorm Sandy. Read More »

Fight for flood fairness for NJ Families!

Join the action to fight for flood fairness for families by signing up below. What’s happening? FEMA is changing how it calculates risk “to provide more equity,” and is incorporating more risk variables based on individual properties.  These include: flood frequency multiple flood types—river overflow, storm surge, coastal erosion and heavy rainfall distance to a Read More »

Finish the Job: Forgive Sandy Clawbacks

It’s been almost 9 long years since Superstorm Sandy. In those years, some of us were able to get home, others lost their homes forever, and some of us are still fighting to get home. Many are home but being asked to pay back funding they received by the state grant program RREM. Both individual Read More »

Tipos de ayuda para la recuperación de tormentas

Tipos de ayuda para la recuperación de tormentas View in English » INSCRÍBASE AQUÍ PARA UNIRSE A NUESTRA LISTA DE ACCIONES Todos conectamos con FEMA Si bien tiene seguro o no – FEMA es un punto de partida clave para los sobrevivientes de una tormenta. Pueden ayudar con vivienda provisional y subvenciones adicionales, particularmente para Read More »

The kinds of storm recovery aid

The kinds of storm recovery aid Ver en español » join our action list We all connect with FEMA  Whether or not you have insurance – FEMA is a key starting place for storm survivors.  They can help with temporary housing and additional grants, particularly to cover gaps where there wasn’t insurance.  See the FEMA Read More »

Jersey City: No tenemos agua caliente, ¿qué hacemos?

Jersey City: No tenemos agua caliente, ¿qué hacemos? By James Rosenstein-Miembro de la Junta de NJO View in English » James y Staci Berger de HCDNNJ en Union City Cuando pegó la tormenta Ida, se inundó el sótano de mi edificio de apartamentos y los calentadores de agua de quedaron destruidos. Durante casi dos semanas Read More »

Jersey City: We don’t have hot water, so what’d we do?

Jersey City: We don’t have hot water, so what’d we do? By James Rosenstein-Hopkins, NJOP Board member Ver en español » James and Staci Berger from HCDNNJ in Union City When Ida hit, the basement of my apartment building flooded and the water heaters of my building were ruined. For almost two weeks to date, Read More »

Need help with your individual Sandy issues? Here’s how YOU can help YOU.

Need help with your individual Sandy issues? Here’s how YOU can help YOU. Does NJOP help people? Yes. And no.  The New Jersey Organizing Project actually isn’t a service organization.  When we say “service organization,” picture like – Catholic Charities, Affordable Housing Alliance, Ocean County Long Term Recovery Group.  A service organization is one with Read More »