Was your insurance claim underpaid or denied? Learn how to self advocate
Storm survivors need and deserve flood insurance that works for us, not against us. We’re still working to make that a reality. BUT, in the meantime, there are resources out there to support you as you navigate insurance. The American Policyholder Association (APA) has put together a useful guide if your insurance carrier has underpaid or denied you after a loss–and you’re ready to fight to get yourself a fair claim.
This guide lays out what you should do to start building a case against your insurance company if you’ve experienced fraud and ways to hold them accountable. It also includes tips for navigating the intentionally confusing insurance system.
Doug Quinn, the APA’s Executive Director, is a longtime NJOP member, Sandy survivor, and Toms River resident who has opens in a new windowexperienced these issues firsthand. When he’s not traveling around the country supporting disaster survivors, Doug is leading the APA in fighting against criminal fraud and ethical license violations in the insurance industry.
You can find opens in a new windowmore resources on the APA’s website. Members of the APA can also opens in a new windowreport insurance fraud and opens in a new windowfile a complaint against an engineer (and it’s free to opens in a new windowbecome a member as a policyholder!)
In case you missed Doug’s presentation during our Storm Organizing meeting, don’t worry, we took a recording–here it is in its entirety. Doug covered how the APA has fought for policyholders locally and nationally, as well as new solutions and challenges with flood insurance due to legislation and policy changes like Risk Rating 2.0.