Was your insurance claim underpaid or denied? Learn how to self advocate
Storm survivors need and deserve flood insurance that works for us, not against us. We’re still working to make that a reality. BUT, in the meantime, there are resources out there to support you as you navigate insurance. The American Policyholder Association (APA) has put together a useful guide if your insurance carrier has underpaid or denied you after a loss–and you’re ready to fight to get yourself a fair claim.
This guide lays out what you should do to start building a case against your insurance company if you’ve experienced fraud and ways to hold them accountable. It also includes tips for navigating the intentionally confusing insurance system.
Download the complete APA guide here.
Doug Quinn, the APA’s Executive Director, is a longtime NJOP member, Sandy survivor, and Toms River resident who has experienced these issues firsthand. When he’s not traveling around the country supporting disaster survivors, Doug is leading the APA in fighting against criminal fraud and ethical license violations in the insurance industry.
You can find more resources on the APA’s website. Members of the APA can also report insurance fraud and file a complaint against an engineer (and it’s free to become a member as a policyholder!)

